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Time Off Calculator – Track PTO Balance, Vacation Days & Paid Leave Value

Time Off Calculator
Find your remaining PTO balance, track vacation day accrual, and see the cash value of your paid leave — fast, free, and private.
No data stored
Instant results
Mobile friendly
100% free
Works for any accrual schedule

Enter Your Leave Details

Your full annual leave allowance
Leave taken so far this year
How many pay periods have passed
Leave rolled over from prior year

Your Leave Balance

Fill in your leave details and press Calculate to see your balance, accrual rate, and paid leave value.

Remaining PTO Balance
days left this year
Leave Breakdown
Total Annual Allowance
Days Used
Carry-Over Days
Accrued So Far
Accrual Rate

Leave Balance Breakdown

Accrual Progress This Year

How PTO Accrual Works

Most employers give paid time off either as a lump sum at the start of the year or by letting you build it up (accrue) over time. The accrual method means you earn a little leave with each pay period.

For example: 15 days per year ÷ 26 biweekly periods = 0.577 days per period. After 10 pay periods, you would have accrued about 5.77 days.

Carry-over days are any unused leave from last year that your employer allows you to keep. Not all employers allow this, so check your policy.

Cash Value of PTO

Your remaining leave has real monetary value. To find it, multiply your daily wage by the number of days left. Daily pay = hourly rate × hours you work each day.

This matters when you change jobs or reach end of year. Some employers pay out unused vacation — others do not. Knowing the cash value helps you make smarter decisions about taking time off versus banking it.

Days Left$20/hr (8hr)$30/hr (8hr)$40/hr (8hr)
3 days$480$720$960
5 days$800$1,200$1,600
10 days$1,600$2,400$3,200
15 days$2,400$3,600$4,800

Common Questions About Time Off & PTO

PTO accrual is calculated based on how many days or hours you earn per pay period. Divide your total annual leave by the number of pay periods in a year. Biweekly workers have 26 periods, weekly workers have 52, monthly workers have 12. Multiply your per-period rate by the number of periods that have passed to get your total accrued leave.
The value of your remaining PTO is: remaining days × daily pay rate. Daily pay equals your hourly rate multiplied by the number of hours you work each day. If you earn $30/hr and work 8 hours a day, each day of leave is worth $240. Use our advanced options to enter your hourly rate and get an instant cash value estimate.
It depends on your employer's policy and your local laws. Some companies let you carry over unused days up to a limit. Others have a "use it or lose it" rule — your balance resets each year. In some US states like California, earned PTO is considered wages and cannot legally expire. Always check your employee handbook or ask HR.
Traditional plans separated vacation days (planned time away) from sick days (illness) and personal days. PTO combines all of these into one bank you can use for any reason. Many employers now prefer PTO because it gives employees more flexibility and simplifies HR administration. Check your benefits package to see which model your employer uses.
This varies by state and employer. In US states such as California, Colorado, Illinois, and Montana, unused earned PTO must be paid out as wages when you leave. In many other states, payout is only required if the employer's policy promises it. Always review your employment contract and look up the rules in your state before resigning.

PTO Accrual Rate by Pay Period & Annual Days

How many days you earn each pay period at different annual leave allowances.

Annual Days Per Week
52 periods
Per Biweek
26 periods
Per Semi-Month
24 periods
Per Month
12 periods
Per Quarter
4 periods

Formula: Annual days ÷ number of pay periods per year = accrual per period.

Cash Value of Remaining PTO Days by Hourly Rate

How much your unused paid leave is worth based on 8-hour working days.

Days Remaining $15/hr $20/hr $25/hr $30/hr $40/hr $50/hr

Value = remaining days × rate × 8 hrs/day. Currency shown as $.

Remaining Days by Period Elapsed (15-Day Annual Allowance)

How many vacation days are left depending on how many days you have taken and how far into the year you are.

Days Taken Q1 (25%) Q2 (50%) Q3 (75%) End of Year With 3 Carry-Over

Based on 15 days/year lump sum. Remaining = allowance − days taken (or accrued portion at each quarter milestone).

Minimum Paid Leave Entitlements by Country

A reference guide to statutory annual leave rules around the world.

Country Min. Annual Days Public Holidays Sick Leave Parental Leave Carry-Over Rule Law / Standard
🇺🇸 USANo federal min.10 (federal)Varies by stateFMLA (12 wks unpaid)Employer policyFLSA / FMLA
🇨🇦 Canada10 days (2 wks)9 federal3–10 days paid*18 months sharedEmployer policyCanada Labour Code
🇬🇧 UK28 days (incl. public)8 bank holidaysSSP (statutory)52 weeksUp to 8 daysWorking Time Regs
🇦🇺 Australia20 days (4 wks)10 national10 days paid52 weeksNo cap (accumulates)Fair Work Act
🇩🇪 Germany20 days min.9–13 by state6 weeks full pay3 yearsUntil Mar of next yrBUrlG
🇫🇷 France25 days (5 wks)11 nationalEmployer/SS16+ weeksUp to 15 monthsLabour Code
🇯🇵 Japan10–20 days16 nationalNot statutoryUp to 1 year2 yearsLabour Standards Act
🇮🇳 India12–15 days3 national + state12 days paid26 weeks (maternity)30–90 days maxFactories Act
🇧🇷 Brazil30 days12 national15 days (employer)120–180 daysUp to 18 monthsCLT
🇿🇦 South Africa15 days12 national30 days per 3 yrs4 months6 monthsBCEA

* Rules vary by province. This table is for general reference only — always check your local employment law and HR policy for current rules.

Estimated After-Tax Value of PTO Payout

How much you keep from a PTO cash-out after common tax withholding rates (based on 8-hr days).

Days Paid Out Gross ($25/hr) After 15% After 22% After 28% After 32% After 37%

Assumes $25/hr × 8 hrs/day. Tax rates are illustrative — actual withholding varies by filing status and jurisdiction.